{"id":16525,"date":"2026-09-30T11:43:15","date_gmt":"2026-09-30T11:43:15","guid":{"rendered":"https:\/\/herofx.co\/?p=16525"},"modified":"2026-09-30T12:02:52","modified_gmt":"2026-09-30T12:02:52","slug":"swap-forex-cuentas-sin-swap","status":"publish","type":"post","link":"https:\/\/herofx.co\/es\/swap-forex-cuentas-sin-swap\/","title":{"rendered":"\u00bfQu\u00e9 es el swap en forex? Costes nocturnos y cuentas sin swap"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"16525\" class=\"elementor elementor-16525 elementor-16518\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-14e6bd1 e-flex e-con-boxed e-con e-parent\" data-id=\"14e6bd1\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f243a6a elementor-widget elementor-widget-html\" data-id=\"f243a6a\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style id=\"hfx-art-css\">\n\/* =====================================================================\n   HeroFX - editorial article template (v2, 2026-09-27)\n   740px reading column, 17.5px body and numbered chapters. 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color:var(--tinta-2); border-top:1px solid var(--borde); }\n.hfx-art-tbl td:first-child{ color:var(--tinta); font-weight:700; }\n.hfx-art-tbl tr:nth-child(even) td{ background:var(--suave); }\n.hfx-art-tbl td em{ font-style:normal; color:var(--azul); font-weight:700; }\n\n\/* inline risk note *\/\n.hfx-art-warn{ margin:24px 0; padding:18px 20px; border-radius:14px;\n  background:rgba(255,107,107,.06); border:1px solid rgba(217,45,32,.22); }\n.hfx-art-warn b{ display:block; font-size:11px; letter-spacing:.13em; text-transform:uppercase; color:#B42318; margin-bottom:7px; }\n.hfx-art .hfx-art-warn p{ font-size:15.5px; line-height:1.6; color:var(--tinta-2); margin:0; }\n\n\/* ---------- calls to action ---------- *\/\n.hfx-art-cta{ margin:clamp(34px,4.5vw,48px) 0; padding:32px 34px; border-radius:20px; background:var(--navy); color:#fff; position:relative; overflow:hidden; }\n.hfx-art-cta::before{ content:''; position:absolute; inset:0 0 auto 0; height:2px;\n  background:linear-gradient(90deg,var(--azul),var(--cyan)); }\n.hfx-art-cta.duo{ display:grid; grid-template-columns:minmax(0,1fr) 240px; gap:28px; align-items:center; }\n.hfx-art .hfx-art-cta h4{ font-size:19px; font-weight:700; letter-spacing:-.012em; margin:0 0 10px; color:#fff; }\n.hfx-art .hfx-art-cta p{ font-size:15px; line-height:1.6; color:rgba(255,255,255,.66); margin:0 0 24px; max-width:44em; }\n\/* Official primary button: inner glow on hover, no lift, no arrow inside a boxed button *\/\n.hfx-art .hfx-art-btn{ position:relative; overflow:hidden; isolation:isolate; display:inline-flex; align-items:center; justify-content:center;\n  padding:13px 24px; border-radius:12px; background:linear-gradient(135deg,var(--azul),var(--azul-2));\n  color:#fff !important; font-size:15px; font-weight:600; border:none !important; }\n.hfx-art .hfx-art-btn::before{ content:''; position:absolute; inset:0; z-index:-1;\n  background:linear-gradient(135deg,var(--azul-2),var(--cyan)); opacity:0; transition:opacity .3s var(--ease); }\n.hfx-art .hfx-art-btn:hover::before{ opacity:1; }\n.hfx-art-sidecta .hfx-art-btn{ padding:11px 18px; font-size:14px; width:100%; }\n.hfx-art .hfx-art-textlink{ color:rgba(255,255,255,.78); border-bottom-color:rgba(255,255,255,.28); font-size:15px; font-weight:600; }\n.hfx-art .hfx-art-textlink:hover{ color:#fff; border-bottom-color:rgba(255,255,255,.7); }\n.hfx-art-cta-note{ font-size:12.5px; color:rgba(255,255,255,.42); margin-top:16px; }\n.hfx-art-cta-inline{ display:flex; flex-wrap:wrap; align-items:center; gap:18px; }\n\n\/* demo account mini card (sidebar and first CTA) *\/\n.hfx-demo{ border-radius:14px; padding:14px 14px 10px; background:rgba(255,255,255,.06); border:1px solid rgba(255,255,255,.12); }\n.hfx-art-sidecta .hfx-demo{ margin:0 0 14px; }\n.hfx-demo-top{ display:flex; align-items:center; justify-content:space-between; margin-bottom:10px; }\n.hfx-demo-pill{ font-size:10px; font-weight:700; letter-spacing:.14em; text-transform:uppercase; padding:4px 8px; border-radius:6px; background:var(--cyan); color:var(--hondo); }\n.hfx-demo-live{ display:flex; align-items:center; gap:6px; font-size:11px; font-weight:600; color:rgba(255,255,255,.66); }\n.hfx-demo-live i{ width:7px; height:7px; border-radius:50%; background:var(--cyan); box-shadow:0 0 0 0 rgba(66,229,254,.6); animation:hfxPulse 2s infinite; }\n.hfx-demo-row{ display:flex; justify-content:space-between; align-items:baseline; font-size:12px; color:rgba(255,255,255,.55); padding:3px 0; }\n.hfx-demo-row b{ font-size:15px; font-weight:700; color:#fff; }\n.hfx-demo-row b.cero{ color:var(--cyan); }\n.hfx-demo svg{ display:block; width:100%; height:40px; margin-top:6px; }\n@keyframes hfxPulse{ 0%{ box-shadow:0 0 0 0 rgba(66,229,254,.55); } 70%{ box-shadow:0 0 0 8px rgba(66,229,254,0); } 100%{ box-shadow:0 0 0 0 rgba(66,229,254,0); } }\n\n\/* ---------- takeaways and FAQ ---------- *\/\n.hfx-art-take{ margin:34px 0 0; padding:24px 26px; border-radius:18px; background:var(--suave); border:1px solid var(--borde); }\n.hfx-art .hfx-art-take h3{ margin:0 0 14px; font-size:17px; }\n.hfx-art-take li{ position:relative; padding-left:30px; font-size:16px; line-height:1.6; color:var(--tinta-2); }\n.hfx-art-take li + li{ margin-top:11px; }\n.hfx-art-take li::before{ content:''; position:absolute; left:6px; top:7px; width:12px; height:7px;\n  border-left:2px solid var(--azul); border-bottom:2px solid var(--azul); transform:rotate(-45deg); }\n.hfx-art-faq details{ border-bottom:1px solid var(--borde); }\n.hfx-art-faq summary{ list-style:none; cursor:pointer; padding:17px 0; font-size:17px; font-weight:700;\n  display:flex; justify-content:space-between; align-items:center; gap:16px; }\n.hfx-art-faq summary::-webkit-details-marker{ display:none; }\n.hfx-art-faq summary::after{ content:''; width:9px; height:9px; flex:none; border-right:2px solid var(--tinta-3);\n  border-bottom:2px solid var(--tinta-3); transform:rotate(45deg); transition:transform .2s var(--ease); }\n.hfx-art-faq details[open] summary::after{ transform:rotate(-135deg); }\n.hfx-art .hfx-art-faq details p{ font-size:16px; padding:0 0 18px; margin:0; }\n\n\/* ---------- \"Forex in 3 steps\" animated explainer ---------- *\/\n\/* Elementor resets figure margins with a (0,4,1) selector, hence !important *\/\n.hfx-art .hfx-ex{ margin:20px 0 0 !important; border-radius:16px; overflow:hidden; background:var(--hondo); color:#fff; border:1px solid rgba(13,23,84,.14); }\n.hfx-ex-head{ display:flex; align-items:center; justify-content:space-between; gap:12px; padding:13px 18px; border-bottom:1px solid rgba(255,255,255,.10); }\n.hfx-ex-stage{ position:relative; height:220px;\n  background:radial-gradient(120% 90% at 50% 110%,rgba(12,61,239,.35),transparent 60%); }\n.hfx-ex-scene{ position:absolute; inset:0; display:flex; flex-direction:column; align-items:center; justify-content:center; gap:16px;\n  opacity:0; visibility:hidden; transition:opacity .45s var(--ease), visibility 0s linear .45s; }\n.hfx-ex-scene.on{ opacity:1; visibility:visible; transition:opacity .45s var(--ease); }\n.hfx-ex-cap{ padding:15px 18px 4px; border-top:1px solid rgba(255,255,255,.10); min-height:96px; }\n.hfx-art .hfx-ex-cap p{ font-size:15px; line-height:1.55; color:rgba(255,255,255,.74); margin:0; }\n.hfx-art .hfx-ex-cap p strong{ color:#fff; }\n.hfx-ex-cap p:not(.on){ display:none; }\n.hfx-ex-nav{ display:flex; align-items:flex-end; gap:18px; padding:12px 18px 16px; }\n.hfx-ex-steps{ flex:1; display:flex; gap:8px; }\n.hfx-art .hfx-ex-next{ flex:none; appearance:none; -webkit-appearance:none; border:0; background:none; margin:0; cursor:pointer;\n  padding:6px 0 1px; color:var(--cyan); font-size:14px; font-weight:700; letter-spacing:0; text-transform:none; white-space:nowrap; }\n.hfx-art .hfx-ex-next:hover{ color:#fff; }\n.hfx-art .hfx-ex-next:focus-visible{ outline:2px solid var(--cyan); outline-offset:4px; border-radius:4px; }\n.hfx-art .hfx-ex-steps button{ flex:1; appearance:none; -webkit-appearance:none; border:0; background:none; padding:0; margin:0; cursor:pointer; text-align:left;\n  color:rgba(255,255,255,.45); font-size:11px; font-weight:700; letter-spacing:.1em; text-transform:uppercase; }\n.hfx-ex-steps button i{ display:block; height:3px; border-radius:3px; background:rgba(255,255,255,.14); margin-bottom:8px; overflow:hidden; }\n.hfx-ex-steps button i::after{ content:''; display:block; height:100%; width:100%; border-radius:3px;\n  background:linear-gradient(90deg,var(--azul),var(--cyan)); transform:scaleX(0); transform-origin:left; }\n.hfx-art .hfx-ex-steps button.on{ color:#fff; }\n.hfx-ex-steps button.done i::after{ transform:scaleX(1); }\n.hfx-ex-steps button.on i::after{ transform:scaleX(1); transition:transform .45s var(--ease); }\n.hfx-ex-steps button:focus-visible{ outline:2px solid var(--cyan); outline-offset:4px; border-radius:4px; }\n.hfx-ex.paused *, .hfx-ex.paused *::after{ animation-play-state:paused !important; }\n\n\/* scene 1: the swap *\/\n.hfx-ex-swap{ --d:176px; position:relative; width:260px; height:96px; }\n.hfx-ex-coin{ position:absolute; top:6px; width:84px; height:84px; border-radius:50%; display:flex; flex-direction:column;\n  align-items:center; justify-content:center; font-size:34px; font-weight:800; line-height:1; }\n.hfx-ex-coin small{ font-size:10px; font-weight:700; letter-spacing:.14em; margin-top:4px; opacity:.8; }\n.hfx-ex-coin.eur{ left:0; background:radial-gradient(circle at 30% 25%,#8AF2FF,#42E5FE 45%,#17A6D2); color:#04102E;\n  box-shadow:0 0 0 6px rgba(66,229,254,.12),0 14px 30px -10px rgba(66,229,254,.55); }\n.hfx-ex-coin.usd{ right:0; background:radial-gradient(circle at 30% 25%,#6A90FF,#0C3DEF 55%,#0A2BB0); color:#fff;\n  box-shadow:0 0 0 6px rgba(12,61,239,.2),0 14px 30px -10px rgba(12,61,239,.7); }\n.hfx-ex-scene.on .hfx-ex-coin.eur{ animation:hfxExEur 4.6s var(--ease) both; }\n.hfx-ex-scene.on .hfx-ex-coin.usd{ animation:hfxExUsd 4.6s var(--ease) both; }\n@keyframes hfxExEur{ 0%,16%{ transform:translate(0,0); } 45%{ transform:translate(calc(var(--d) \/ 2),-30px) scale(1.06); } 74%,100%{ transform:translate(var(--d),0); } }\n@keyframes hfxExUsd{ 0%,16%{ transform:translate(0,0); } 45%{ transform:translate(calc(var(--d) \/ -2),30px) scale(.94); } 74%,100%{ transform:translate(calc(var(--d) * -1),0); } }\n.hfx-ex-rate{ font-size:13px; font-weight:700; letter-spacing:.04em; padding:7px 13px; border-radius:999px;\n  background:rgba(255,255,255,.08); border:1px solid rgba(255,255,255,.14); color:#fff; opacity:0; }\n.hfx-ex-rate b{ color:var(--cyan); }\n.hfx-ex-scene.on .hfx-ex-rate{ animation:hfxExIn .5s var(--ease) 3.1s forwards; }\n@keyframes hfxExIn{ from{ opacity:0; transform:translateY(6px); } to{ opacity:1; transform:none; } }\n\n\/* scene 2: the price moves *\/\n.hfx-ex-chart{ width:min(420px,86%); }\n.hfx-ex-tick{ display:flex; align-items:baseline; gap:10px; margin-bottom:8px; }\n.hfx-ex-tick span{ font-size:11px; font-weight:700; letter-spacing:.14em; color:rgba(255,255,255,.55); }\n.hfx-ex-tick b{ font-size:26px; font-weight:800; letter-spacing:-.01em; color:#fff; font-variant-numeric:tabular-nums; }\n.hfx-ex-tick em{ font-style:normal; font-size:12px; font-weight:700; color:var(--hondo); background:var(--cyan); padding:3px 8px; border-radius:6px; opacity:0; }\n.hfx-ex-scene.on .hfx-ex-tick em{ animation:hfxExIn .45s var(--ease) 3s forwards; }\n.hfx-ex-chart svg{ display:block; width:100%; height:auto; overflow:visible; }\n.hfx-ex-chart .ln{ stroke-dasharray:1; stroke-dashoffset:1; }\n.hfx-ex-chart .ar{ opacity:0; }\n.hfx-ex-chart .dt{ opacity:0; }\n.hfx-ex-scene.on .hfx-ex-chart .ln{ animation:hfxExDraw 2.7s var(--ease) .3s forwards; }\n.hfx-ex-scene.on .hfx-ex-chart .ar{ animation:hfxExFade .8s ease 2.4s forwards; }\n.hfx-ex-scene.on .hfx-ex-chart .dt{ animation:hfxExFade .3s ease 2.9s forwards; }\n@keyframes hfxExDraw{ to{ stroke-dashoffset:0; } }\n@keyframes hfxExFade{ to{ opacity:1; } }\n\n\/* scene 3: pick a side *\/\n.hfx-ex-bets{ display:grid; grid-template-columns:1fr 1fr; gap:12px; width:min(460px,90%); }\n.hfx-ex-bet{ padding:14px 14px 12px; border-radius:14px; background:rgba(255,255,255,.05); border:1px solid rgba(255,255,255,.12); opacity:0; }\n.hfx-ex-bet.up{ border-color:rgba(66,229,254,.4); }\n.hfx-ex-bet.down{ border-color:rgba(79,125,255,.5); }\n.hfx-ex-bet b{ display:block; font-size:12px; font-weight:700; letter-spacing:.12em; text-transform:uppercase; }\n.hfx-ex-bet.up b{ color:var(--cyan); } .hfx-ex-bet.down b{ color:#8FB0FF; }\n.hfx-ex-bet span{ display:block; font-size:12.5px; line-height:1.4; color:rgba(255,255,255,.7); margin-top:4px; }\n.hfx-ex-bet svg{ display:block; width:100%; height:auto; margin-top:8px; overflow:visible; }\n.hfx-art .hfx-ex-res{ display:flex; flex-wrap:wrap; gap:5px; margin:9px 0 0; }\n.hfx-ex-res em{ font-style:normal; font-size:10.5px; font-weight:700; letter-spacing:.03em; padding:3px 7px; border-radius:6px; opacity:0; }\n.hfx-ex-res .ok{ background:rgba(66,229,254,.14); color:var(--cyan); }\n.hfx-ex-res .ko{ background:rgba(255,107,107,.12); color:#FF9B9B; }\n.hfx-ex-scene.on .hfx-ex-res em{ animation:hfxExIn .4s var(--ease) 2.4s forwards; }\n.hfx-ex-scene.on .hfx-ex-bet.down .hfx-ex-res em{ animation-delay:2.65s; }\n.hfx-ex.static .hfx-ex-res em{ opacity:1; }\n.hfx-ex-bet .ln{ stroke-dasharray:1; stroke-dashoffset:1; }\n.hfx-ex-scene.on .hfx-ex-bet{ animation:hfxExIn .5s var(--ease) forwards; }\n.hfx-ex-scene.on .hfx-ex-bet.down{ animation-delay:.25s; }\n.hfx-ex-scene.on .hfx-ex-bet .ln{ animation:hfxExDraw 1.6s var(--ease) .7s forwards; }\n.hfx-ex-scene.on .hfx-ex-bet.down .ln{ animation-delay:.95s; }\n\n\/* no motion: show every end state, steps stay clickable *\/\n.hfx-ex.static *, .hfx-ex.static *::after{ animation:none !important; }\n.hfx-ex.static .hfx-ex-coin.eur{ transform:none; }\n.hfx-ex.static .hfx-ex-rate,.hfx-ex.static .hfx-ex-tick em,.hfx-ex.static .hfx-ex-chart .ar,\n.hfx-ex.static .hfx-ex-chart .dt,.hfx-ex.static .hfx-ex-bet{ opacity:1; }\n.hfx-ex.static .ln{ stroke-dashoffset:0; }\n\n\/* reveal meters and bars when a diagram scrolls into view (only when JS runs) *\/\n.hfx-art.js .hfx-art-viz:not(.in) .hfx-meter u,\n.hfx-art.js .hfx-art-viz:not(.in) .hfx-lot-track u{ transform:scaleX(0); }\n\n\/* mobile table of contents: sticky chips, replaces the sidebar *\/\n.hfx-art-tocmovil{ display:none; }\n\/* legal note: quiet panel, reads without competing with the CTA *\/\n.hfx-art-disc{ display:flex; align-items:flex-start; gap:14px;\n  margin:clamp(30px,4vw,44px) 0 4px; padding:18px 20px;\n  border-radius:16px; background:var(--suave); border:1px solid var(--borde); }\n.hfx-art-disc-ico{ flex:none; width:34px; height:34px; border-radius:11px;\n  display:flex; align-items:center; justify-content:center;\n  background:#fff; border:1px solid var(--borde); color:var(--azul); }\n.hfx-art-disc-ico svg{ width:17px; height:17px; display:block; }\n.hfx-art-disc b{ display:block; margin-bottom:5px; font-size:11.5px; font-weight:700;\n  letter-spacing:.1em; text-transform:uppercase; color:var(--tinta); }\n.hfx-art .hfx-art-disc p{ margin:0; font-size:13.5px; line-height:1.62; color:var(--tinta-3); }\n\n@media (max-width:1080px){\n  .hfx-art-tocmovil{ display:block; position:sticky; top:80px; z-index:20;\n    margin:0 -24px 4px; padding:10px 24px;\n    background:rgba(255,255,255,.94); backdrop-filter:blur(10px); -webkit-backdrop-filter:blur(10px);\n    border-bottom:1px solid var(--borde); }\n  .hfx-art-ch{ scroll-margin-top:148px; }\n  .hfx-art-tocmovil nav{ display:flex; gap:8px; overflow-x:auto; scrollbar-width:none;\n    -webkit-overflow-scrolling:touch; }\n  .hfx-art-tocmovil nav::-webkit-scrollbar{ display:none; }\n  .hfx-art-tocmovil a{ flex:none; display:inline-flex; align-items:center; gap:6px;\n    padding:7px 13px; border-radius:999px; border:1px solid var(--borde);\n    background:#fff; font-size:12.5px; font-weight:600; color:var(--tinta-3); white-space:nowrap; }\n  .hfx-art-tocmovil a b{ font-size:9.5px; font-weight:600; color:rgba(13,23,84,.34); }\n  .hfx-art-tocmovil a.act{ background:var(--navy); border-color:var(--navy); color:#fff; }\n  .hfx-art-tocmovil a.act b{ color:var(--cyan); }\n  .hfx-art-progress{ position:absolute; left:0; right:0; bottom:-1px; height:3px; }\n  .hfx-art-progress i{ display:block; height:100%; width:100%; transform:scaleX(0); transform-origin:left;\n    background:linear-gradient(90deg,var(--azul),var(--cyan));\n    border-radius:0 3px 3px 0; transition:transform .15s linear; }\n  .hfx-art-layout{ grid-template-columns:minmax(0,740px); }\n  .hfx-art-side{ display:none; }\n}\n@media (max-width:900px){\n  .hfx-art .hfx-art-heroimg{ margin-bottom:22px !important; border-radius:14px; }\n  .hfx-art-meta{ margin-top:16px; }\n  .hfx-quote{ grid-template-columns:1fr; }\n  .hfx-lev,.hfx-pair-legend,.hfx-tiers{ grid-template-columns:1fr; }\n  .hfx-sesh-row,.hfx-sesh-scale{ grid-template-columns:76px 1fr; }\n  .hfx-sesh-name small{ display:block; }\n  .hfx-sesh-bar{ font-size:0; padding:0; }\n  .hfx-art p{ font-size:16.5px; }\n  .hfx-art-cta.duo{ grid-template-columns:1fr; }\n  .hfx-art .hfx-path{ grid-template-columns:repeat(2,minmax(0,1fr)); }\n  .hfx-path li::after{ display:none; }\n  .hfx-lot{ grid-template-columns:96px 1fr 76px; gap:10px; }\n  .hfx-lot-val{ font-size:15px; }\n}\n@media (max-width:560px){\n  .hfx-art-quick{ padding:20px 18px; }\n  \/* the explainer bleeds to the edges of the short-answer box to gain width *\/\n  .hfx-art .hfx-ex{ margin:18px -18px -20px !important; border-radius:0 0 17px 17px; border-left:0; border-right:0; border-bottom:0; }\n  .hfx-ex-stage{ height:210px; }\n  .hfx-art .hfx-ex-steps button{ letter-spacing:.05em; font-size:10.5px; }\n  .hfx-ex-nav{ flex-direction:column; align-items:stretch; gap:10px; }\n  .hfx-art .hfx-ex-next{ align-self:flex-end; padding-top:2px; }\n  .hfx-ex-swap{ --d:150px; width:220px; }\n  .hfx-ex-coin{ width:70px; height:70px; font-size:28px; }\n  .hfx-ex-bets{ gap:8px; }\n  .hfx-ex-bet{ padding:11px 10px 9px; }\n  .hfx-ex-bet span{ font-size:11.5px; }\n  .hfx-art-cta{ padding:26px 22px; }\n}\n@media (prefers-reduced-motion:reduce){\n  .hfx-demo-live i{ animation:none; }\n  .hfx-meter u,.hfx-lot-track u{ transition:none; }\n}\n\n\/* ---------- article: forex-swap-and-swap-free-accounts ---------- *\/\n\/* one trading day: two trades and the rollover line *\/\n.hfx-art .hfx-x-day{ display:grid; grid-template-columns:104px minmax(0,1fr); gap:14px 12px; align-items:center; }\n.hfx-art .hfx-x-day-head{ position:relative; height:28px; margin-bottom:-8px; }\n.hfx-art .hfx-x-roll{ position:absolute; right:calc(12.5% - 1px); bottom:0; padding:5px 9px; border-radius:7px 7px 0 7px;\n  background:var(--cyan); color:var(--hondo); font-size:10.5px; font-weight:700; letter-spacing:.06em; text-transform:uppercase; white-space:nowrap; }\n.hfx-art .hfx-x-day-name{ font-size:13px; font-weight:700; line-height:1.3; color:rgba(255,255,255,.88); }\n.hfx-art .hfx-x-day-name small{ display:block; margin-top:2px; font-size:11px; font-weight:600; color:rgba(255,255,255,.5); }\n.hfx-art .hfx-x-day-track{ position:relative; height:26px; border-radius:8px; background:rgba(255,255,255,.06); }\n.hfx-art .hfx-x-day-track::after{ content:''; position:absolute; left:87.5%; top:-8px; bottom:-8px; width:2px; margin-left:-1px;\n  background:var(--cyan); box-shadow:0 0 10px rgba(66,229,254,.6); }\n.hfx-art .hfx-x-day-bar{ position:absolute; top:0; bottom:0; border-radius:8px; }\n.hfx-art .hfx-x-day-bar.a{ background:#4F7DFF; }\n.hfx-art .hfx-x-day-bar.b{ background:linear-gradient(90deg,var(--azul),var(--cyan)); border-radius:8px 0 0 8px; }\n.hfx-art .hfx-x-day-scale{ display:flex; justify-content:space-between; font-size:10px; font-weight:600; color:rgba(255,255,255,.55); }\n.hfx-art .hfx-x-day-out{ display:grid; grid-template-columns:1fr 1fr; gap:10px; margin-top:18px; }\n.hfx-art .hfx-x-day-out > div{ padding:12px 14px; border-radius:12px; background:rgba(255,255,255,.05); border:1px solid rgba(255,255,255,.10);\n  font-size:13.5px; line-height:1.45; color:rgba(255,255,255,.72); }\n.hfx-art .hfx-x-day-out b{ display:block; margin-bottom:4px; font-size:11px; letter-spacing:.1em; text-transform:uppercase; color:#8FB0FF; }\n.hfx-art .hfx-x-day-out .hit{ border-color:rgba(66,229,254,.38); background:rgba(66,229,254,.07); }\n.hfx-art .hfx-x-day-out .hit b{ color:var(--cyan); }\n\n\/* a week of swap: the triple-swap day *\/\n.hfx-art .hfx-x-week{ display:grid; grid-template-columns:repeat(7,minmax(0,1fr)); gap:8px; }\n.hfx-art .hfx-x-wd{ display:flex; flex-direction:column; align-items:center; gap:7px; 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}\n\/* secondary text a little darker for contrast (WCAG AA on small text) *\/\n.hfx-art{ --tinta-3:rgba(13,23,84,.64); }\n\/* spacing under visuals: a caption sits 10px under its table or diagram, body text 24px *\/\n.hfx-art .hfx-art-tblwrap + p:not(.hfx-art-cap){ margin-top:24px; }\n.hfx-art .hfx-art-viz + .hfx-art-cap{ margin-top:-14px; }\n\/* no orphan last word on CTA headings, FAQ questions and related-card descriptions *\/\n.hfx-art .hfx-art-cta h4,.hfx-art .hfx-art-faq summary{ text-wrap:balance; }\n.hfx-art .hfx-art-reldesc{ text-wrap:pretty; }\n\/* diagram heads: the tag moves under the title only when both do not fit on one line *\/\n.hfx-art-viz-head,.hfx-art .hfx-ex-head{ flex-wrap:wrap; row-gap:4px; }\n.hfx-art-viz-title{ flex:1 1 auto; min-width:0; line-height:1.35; }\n.hfx-art-viz-tag{ flex:none; white-space:nowrap; line-height:1.35; font-size:11px; }\n\/* side-by-side boxes (long\/short, pros\/cons) stack on phones *\/\n@media (max-width:560px){ .hfx-art .hfx-ls{ grid-template-columns:1fr; } }\n\/* tables: one card per row on phones, each value labelled with its column header *\/\n@media (max-width:600px){\n  .hfx-art .hfx-art-tblwrap:has(.hfx-cards){ border:0; border-radius:0; overflow:visible; }\n  .hfx-art .hfx-art-tbl.hfx-cards{ min-width:0 !important; }\n  .hfx-art .hfx-cards tr.hfx-hdr{ display:none; }\n  .hfx-art .hfx-cards tr{ display:block; margin:0 0 10px; padding:2px 14px 4px; border:1px solid var(--borde-fuerte);\n    border-radius:14px; background:#fff; }\n  .hfx-art .hfx-cards tr > td,.hfx-art .hfx-cards tr > th{ display:grid; grid-template-columns:minmax(0,46%) minmax(0,1fr);\n    gap:12px; align-items:baseline; padding:8px 0; border-top:1px solid var(--borde); background:none !important;\n    font-size:14.5px; line-height:1.45; text-align:right; color:var(--tinta-2); }\n  .hfx-art .hfx-cards tr > [data-label]::before{ content:attr(data-label); text-align:left; font-size:12.5px; font-weight:600;\n    letter-spacing:0; text-transform:none; color:var(--tinta-3); }\n  .hfx-art .hfx-cards tr > :first-child{ display:block; border-top:0; padding:11px 0 7px; text-align:left; font-size:15px;\n    font-weight:700; color:var(--tinta); }\n  .hfx-art .hfx-cards.hfx-cards-stack tr > [data-label]{ display:block; text-align:left; }\n  .hfx-art .hfx-cards.hfx-cards-stack tr > [data-label]::before{ display:block; margin-bottom:3px; }\n}\n<\/style>\n<div class=\"hfx-art\">\n<!-- ===================== HERO ===================== -->\n<section class=\"hfx-art-hero\">\n  <div class=\"hfx-art-hero-inner\">\n    <figure class=\"hfx-art-heroimg\">\n      <img fetchpriority=\"high\" src=\"\/wp-content\/uploads\/2026\/09\/forex-swap-and-swap-free-accounts-es-1200.webp\"\n           srcset=\"\/wp-content\/uploads\/2026\/09\/forex-swap-and-swap-free-accounts-es-640.webp 640w, \/wp-content\/uploads\/2026\/09\/forex-swap-and-swap-free-accounts-es-1200.webp 1200w\"\n           sizes=\"(max-width: 1240px) calc(100vw - 48px), 1192px\"\n           width=\"1200\" height=\"450\" fetchpriority=\"high\" decoding=\"async\"\n           alt=\"Qu&eacute; es el swap en forex &mdash; portada de la gu&iacute;a con un reloj luminoso en el rollover diario, un calendario que marca el mi&eacute;rcoles y dos monedas\">\n    <\/figure>\n    <h1>&iquest;Qu&eacute; es el swap en forex? Costes nocturnos y cuentas sin swap<\/h1>\n    <p class=\"hfx-art-dek\">Si mantienes una operaci&oacute;n abierta m&aacute;s all&aacute; del rollover diario, cobra o paga swap. De d&oacute;nde sale esa cifra, por qu&eacute; el mi&eacute;rcoles cuenta triple, c&oacute;mo calcularla y c&oacute;mo funcionan las cuentas sin&nbsp;swap.<\/p>\n    <div class=\"hfx-art-meta\">\n      <span><strong>11 min<\/strong> de lectura<\/span>\n      <span>Actualizado en septiembre de 2026<\/span>\n      <span>Revisado por el equipo editorial de HeroFX<\/span>\n    <\/div>\n  <\/div>\n<\/section>\n\n<div class=\"hfx-art-wrap\">\n\n<div class=\"hfx-art-tocmovil\"><nav class=\"hfx-art-toc\">\n  <a href=\"#what-is-swap\"><b>01<\/b> Swap<\/a>\n  <a href=\"#rollover\"><b>02<\/b> Rollover<\/a>\n  <a href=\"#triple-swap\"><b>03<\/b> Mi&eacute;rcoles<\/a>\n  <a href=\"#calculate\"><b>04<\/b> C&aacute;lculo<\/a>\n  <a href=\"#swap-free\"><b>05<\/b> Sin swap<\/a>\n  <a href=\"#islamic-account\"><b>06<\/b> HeroFX<\/a>\n  <a href=\"#manage\"><b>07<\/b> En la pr&aacute;ctica<\/a>\n  <a href=\"#faq\"><b>08<\/b> FAQ<\/a>\n<\/nav><div class=\"hfx-art-progress\" aria-hidden=\"true\"><i><\/i><\/div><\/div>\n<div class=\"hfx-art-layout\">\n<div class=\"hfx-art-col\">\n\n<!-- ===================== SHORT ANSWER ===================== -->\n<div class=\"hfx-art-quick\">\n  <div class=\"hfx-art-quick-label\">La respuesta corta<\/div>\n  <p><strong>El swap en forex es el ajuste por intereses que se aplica a una posici&oacute;n que sigue abierta despu&eacute;s del rollover diario.<\/strong> Refleja la diferencia entre los tipos de inter&eacute;s de las dos divisas del par, m&aacute;s el recargo del broker, as&iacute; que puede ser un abono o un cargo. En forex suele triplicarse el mi&eacute;rcoles para cubrir el fin de&nbsp;semana.<\/p>\n  <p>Las operaciones que se abren y se cierran antes del rollover nunca lo pagan. Una <strong>cuenta sin swap (cuenta isl&aacute;mica)<\/strong> elimina el swap basado en intereses; los brokers suelen sustituirlo por otro coste nocturno, como una comisi&oacute;n administrativa&nbsp;fija.<\/p>\n<\/div>\n\n<div class=\"hfx-art-body\">\n\n<!-- ===================== 01 ===================== -->\n<section class=\"hfx-art-ch\" id=\"what-is-swap\">\n  <div class=\"hfx-art-kicker\">01 &middot; Lo b&aacute;sico<\/div>\n  <h2>&iquest;Qu&eacute; es el swap en forex?<\/h2>\n  <p>Cada operaci&oacute;n de forex equivale a dos posiciones en una. Comprar EUR\/USD significa, en la pr&aacute;ctica, tener euros y pedir prestados d&oacute;lares para pagarlos. Cada divisa lleva el tipo de inter&eacute;s de su banco central, as&iacute; que la posici&oacute;n tiene un peque&ntilde;o coste o rendimiento cada&nbsp;noche.<\/p>\n  <p><strong>El swap &mdash;tambi&eacute;n llamado rollover o comisi&oacute;n nocturna&mdash;<\/strong> es la forma en que esa diferencia llega a tu cuenta. Si la divisa que tienes paga m&aacute;s inter&eacute;s que la que pides prestada, el diferencial juega a tu favor. Si paga menos, juega en tu&nbsp;contra.<\/p>\n\n  <h3>Por qu&eacute; el swap puede ser positivo en un lado y negativo en el otro<\/h3>\n  <p>Las dos direcciones de un par est&aacute;n en lados opuestos del mismo diferencial. Despu&eacute;s, el broker aplica un <strong>recargo a ambos lados<\/strong>, igual que un banco paga menos por los dep&oacute;sitos de lo que cobra por los pr&eacute;stamos. El recargo reduce el abono y aumenta el cargo, y por eso muchos pares muestran swap negativo en las dos&nbsp;direcciones.<\/p>\n\n  <div class=\"hfx-art-viz\">\n    <div class=\"hfx-art-viz-head\">\n      <span class=\"hfx-art-viz-title\">Swap positivo o negativo<\/span>\n      <span class=\"hfx-art-viz-tag\">Con recargo<\/span>\n    <\/div>\n    <div class=\"hfx-art-viz-body\">\n      <div class=\"hfx-lev\">\n        <div class=\"hfx-lev-box\">\n          <b>Swap positivo &mdash; un abono<\/b>\n          <div class=\"hfx-lev-row\"><span>Divisa que tienes<\/span><span>Tipo m&aacute;s alto<\/span><\/div>\n          <div class=\"hfx-lev-row\"><span>Divisa prestada<\/span><span>Tipo m&aacute;s bajo<\/span><\/div>\n          <div class=\"hfx-lev-row\"><span>Diferencial<\/span><span>A tu favor<\/span><\/div>\n          <div class=\"hfx-lev-row\"><span>Tras el recargo<\/span><span>Abono menor<\/span><\/div>\n        <\/div>\n        <div class=\"hfx-lev-box alto\">\n          <b>Swap negativo &mdash; un cargo<\/b>\n          <div class=\"hfx-lev-row\"><span>Divisa que tienes<\/span><span>Tipo m&aacute;s bajo<\/span><\/div>\n          <div class=\"hfx-lev-row\"><span>Divisa prestada<\/span><span>Tipo m&aacute;s alto<\/span><\/div>\n          <div class=\"hfx-lev-row\"><span>Diferencial<\/span><span>En tu contra<\/span><\/div>\n          <div class=\"hfx-lev-row\"><span>Tras el recargo<\/span><span>Cargo mayor<\/span><\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n  <p class=\"hfx-art-cap\">Los swaps no son fijos: los brokers los actualizan cuando cambian los tipos de inter&eacute;s y los costes de&nbsp;financiaci&oacute;n.<\/p>\n<\/section>\n\n<!-- ===================== 02 ===================== -->\n<section class=\"hfx-art-ch\" id=\"rollover\">\n  <div class=\"hfx-art-kicker\">02 &middot; Horario<\/div>\n  <h2>&iquest;Cu&aacute;ndo se cobra el swap? El rollover diario<\/h2>\n  <p>El swap no se cobra por horas. Se aplica una vez al d&iacute;a, en el <strong>rollover<\/strong>: el momento en que termina la jornada de trading y las posiciones abiertas pasan a la siguiente. En forex suele ser <strong>a las 17:00 hora de Nueva York<\/strong>, es decir, a las 21:00 UTC mientras Nueva York est&aacute; en horario de verano y a las 22:00 UTC el resto del&nbsp;a&ntilde;o.<\/p>\n  <p>Muchos brokers ajustan el reloj de su servidor para que el rollover caiga a medianoche, hora del servidor. En cualquier caso, <strong>solo las posiciones que siguen abiertas en ese momento<\/strong> reciben un abono o un cargo de&nbsp;swap.<\/p>\n\n  <div class=\"hfx-art-viz\">\n    <div class=\"hfx-art-viz-head\">\n      <span class=\"hfx-art-viz-title\">Un d&iacute;a, dos operaciones<\/span>\n      <span class=\"hfx-art-viz-tag\">UTC &middot; verano<\/span>\n    <\/div>\n    <div class=\"hfx-art-viz-body\">\n      <div class=\"hfx-x-day\">\n        <div><\/div>\n        <div class=\"hfx-x-day-head\"><span class=\"hfx-x-roll\">Rollover &middot; 17:00 NY<\/span><\/div>\n        <div class=\"hfx-x-day-name\">Operaci&oacute;n A<small>09:00&ndash;16:00<\/small><\/div>\n        <div class=\"hfx-x-day-track\"><span class=\"hfx-x-day-bar a\" style=\"left:37.5%;width:29.2%\"><\/span><\/div>\n        <div class=\"hfx-x-day-name\">Operaci&oacute;n B<small>15:00 &rarr; d&iacute;a siguiente<\/small><\/div>\n        <div class=\"hfx-x-day-track\"><span class=\"hfx-x-day-bar b\" style=\"left:62.5%;right:0\"><\/span><\/div>\n        <div><\/div>\n        <div class=\"hfx-x-day-scale\"><span>00:00<\/span><span>06:00<\/span><span>12:00<\/span><span>18:00<\/span><span>24:00<\/span><\/div>\n      <\/div>\n      <div class=\"hfx-x-day-out\">\n        <div><b>Operaci&oacute;n A<\/b>Cerrada antes del rollover: sin swap.<\/div>\n        <div class=\"hit\"><b>Operaci&oacute;n B<\/b>Abierta en el rollover: una noche de swap.<\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n  <p class=\"hfx-art-cap\">La l&iacute;nea del rollover est&aacute; en las 21:00 UTC con Nueva York en horario de verano y en las 22:00 UTC en&nbsp;invierno.<\/p>\n  <p>Por eso quien opera intrad&iacute;a apenas piensa en el swap, mientras que el swing trader se lo encuentra en cada operaci&oacute;n que mantiene (lo explicamos en <a href=\"\/es\/scalping-day-trading-swing-trading\/\">scalping, day trading o swing trading<\/a>).<\/p>\n\n  <h3>Qu&eacute; pasa con los spreads en torno al rollover<\/h3>\n  <p>La liquidez baja en torno al rollover, cuando cierra Nueva York y antes de que arranque la sesi&oacute;n asi&aacute;tica. <strong>Los spreads suelen ampliarse en esa franja<\/strong>, as&iacute; que una orden lanzada justo en el rollover puede salir m&aacute;s cara que la misma orden una hora&nbsp;despu&eacute;s.<\/p>\n<\/section>\n\n<!-- ===================== 03 ===================== -->\n<section class=\"hfx-art-ch\" id=\"triple-swap\">\n  <div class=\"hfx-art-kicker\">03 &middot; Mi&eacute;rcoles<\/div>\n  <h2>&iquest;Por qu&eacute; el mi&eacute;rcoles hay swap triple?<\/h2>\n  <p>Si mantienes una operaci&oacute;n durante la noche del mi&eacute;rcoles, el swap suele ser el triple de lo habitual. <strong>En los pares de divisas, el swap triple se aplica normalmente en el rollover del mi&eacute;rcoles<\/strong> y cubre el s&aacute;bado y el&nbsp;domingo.<\/p>\n  <p>El motivo es la liquidaci&oacute;n. Las operaciones de divisas al contado se liquidan dos d&iacute;as h&aacute;biles despu&eacute;s de la fecha de operaci&oacute;n (T+2). Al renovar una posici&oacute;n el mi&eacute;rcoles por la noche, su fecha valor (la de liquidaci&oacute;n) pasa del viernes al lunes, saltando el fin de semana, as&iacute; que ese &uacute;nico rollover lleva <strong>tres d&iacute;as de intereses<\/strong>. El s&aacute;bado y el domingo no hay rollover: esas noches ya se pagaron el&nbsp;mi&eacute;rcoles.<\/p>\n\n  <div class=\"hfx-art-viz\">\n    <div class=\"hfx-art-viz-head\">\n      <span class=\"hfx-art-viz-title\">Una semana de swap<\/span>\n      <span class=\"hfx-art-viz-tag\">Swap triple<\/span>\n    <\/div>\n    <div class=\"hfx-art-viz-body\">\n      <div class=\"hfx-x-week\">\n        <div class=\"hfx-x-wd\"><b>Lun<\/b><span>&times;1<\/span><small>1 noche<\/small><\/div>\n        <div class=\"hfx-x-wd\"><b>Mar<\/b><span>&times;1<\/span><small>1 noche<\/small><\/div>\n        <div class=\"hfx-x-wd tri\"><b>Mi&eacute;<\/b><span>&times;3<\/span><small>Cubre el fin de semana<\/small><\/div>\n        <div class=\"hfx-x-wd\"><b>Jue<\/b><span>&times;1<\/span><small>1 noche<\/small><\/div>\n        <div class=\"hfx-x-wd\"><b>Vie<\/b><span>&times;1<\/span><small>1 noche<\/small><\/div>\n        <div class=\"hfx-x-wd off\"><b>S&aacute;b<\/b><span>&ndash;<\/span><small>Sin rollover<\/small><\/div>\n        <div class=\"hfx-x-wd off\"><b>Dom<\/b><span>&ndash;<\/span><small>Sin rollover<\/small><\/div>\n      <\/div>\n      <div class=\"hfx-x-week-sum\"><span><b>5 rollovers<\/b> en una semana de trading<\/span><span><b>7 noches<\/b> de swap en total<\/span><\/div>\n    <\/div>\n  <\/div>\n  <p class=\"hfx-art-cap\">La convenci&oacute;n habitual en forex. Los festivos bancarios pueden a&ntilde;adir d&iacute;as extra y otros instrumentos pueden usar otro&nbsp;d&iacute;a.<\/p>\n\n  <h3>En otros instrumentos puede cambiar<\/h3>\n  <p>La convenci&oacute;n del mi&eacute;rcoles es propia del forex al contado. Los CFD de &iacute;ndices y materias primas pueden aplicar los d&iacute;as extra el viernes, y en las criptomonedas, que tambi&eacute;n cotizan el fin de semana, el swap puede cobrarse todos los d&iacute;as. En MetaTrader 5, la ventana de especificaci&oacute;n del s&iacute;mbolo muestra el swap largo, el swap corto y el d&iacute;a del swap&nbsp;triple.<\/p>\n<\/section>\n\n<!-- ===================== 04 ===================== -->\n<section class=\"hfx-art-ch\" id=\"calculate\">\n  <div class=\"hfx-art-kicker\">04 &middot; C&aacute;lculo<\/div>\n  <h2>&iquest;C&oacute;mo se calcula el swap?<\/h2>\n  <p>Los brokers publican el swap por lote est&aacute;ndar y por noche, con valores distintos para posiciones largas y cortas. Tanto si se expresa en pips como en puntos o en porcentaje, el resultado es el&nbsp;mismo.<\/p>\n\n  <div class=\"hfx-art-viz\">\n    <div class=\"hfx-art-viz-head\">\n      <span class=\"hfx-art-viz-title\">Ejemplo pr&aacute;ctico<\/span>\n      <span class=\"hfx-art-viz-tag\">Valores de ejemplo<\/span>\n    <\/div>\n    <div class=\"hfx-art-viz-body\">\n      <div class=\"hfx-x-formula\">Swap = <b>lotes<\/b> &times; <b>swap en pips<\/b> &times; <b>valor del pip<\/b> &times; <b>noches<\/b><\/div>\n      <div class=\"hfx-x-inputs\"><span>EUR\/USD<\/span><span>1 lote est&aacute;ndar<\/span><span>10&nbsp;$ por pip<\/span><span class=\"ex dn\">Ejemplo largo: &minus;0,70 pips<\/span><span class=\"ex\">Ejemplo corto: +0,20 pips<\/span><\/div>\n      <div class=\"hfx-lev\">\n        <div class=\"hfx-lev-box alto\">\n          <b>Largo 1 lote &mdash; ejemplo<\/b>\n          <div class=\"hfx-lev-row\"><span>Una noche<\/span><span>&minus;7,00&nbsp;$<\/span><\/div>\n          <div class=\"hfx-lev-row\"><span>Mi&eacute;rcoles (&times;3)<\/span><span>&minus;21,00&nbsp;$<\/span><\/div>\n          <div class=\"hfx-lev-row\"><span>Semana completa (7 noches)<\/span><span>&minus;49,00&nbsp;$<\/span><\/div>\n        <\/div>\n        <div class=\"hfx-lev-box\">\n          <b>Corto 1 lote &mdash; ejemplo<\/b>\n          <div class=\"hfx-lev-row\"><span>Una noche<\/span><span>+2,00&nbsp;$<\/span><\/div>\n          <div class=\"hfx-lev-row\"><span>Mi&eacute;rcoles (&times;3)<\/span><span>+6,00&nbsp;$<\/span><\/div>\n          <div class=\"hfx-lev-row\"><span>Semana completa (7 noches)<\/span><span>+14,00&nbsp;$<\/span><\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n  <p class=\"hfx-art-cap\">Valores ilustrativos, no los de HeroFX. El swap real var&iacute;a seg&uacute;n el par, la direcci&oacute;n y la fecha; los valores actuales aparecen en la&nbsp;plataforma.<\/p>\n  <p>Las plataformas suelen expresar el swap en <strong>puntos<\/strong>: en un par de cinco decimales, un punto es una d&eacute;cima de pip, as&iacute; que &minus;7,0 puntos equivalen a &minus;0,70&nbsp;pips.<\/p>\n\n  <h3>De d&oacute;nde sale la cifra<\/h3>\n  <p>Detr&aacute;s del swap publicado est&aacute; el diferencial de tipos aplicado al tama&ntilde;o de la posici&oacute;n. Un lote de EUR\/USD a 1,0850 vale 108.500&nbsp;$; con un diferencial de ejemplo del 1,5% anual, una noche equivale a unos 108.500&nbsp;$ &times; 1,5% &divide; 365 &asymp; <strong>4,46&nbsp;$ antes del recargo<\/strong>, que despu&eacute;s recorta el lado que cobra y aumenta el lado que&nbsp;paga.<\/p>\n  <p>Las cantidades peque&ntilde;as se acumulan. En cuatro semanas, la posici&oacute;n larga del ejemplo paga <strong>196&nbsp;$<\/strong>, casi 20 pips con un lote est&aacute;ndar. En una operaci&oacute;n que dura semanas, el swap forma parte del c&aacute;lculo del&nbsp;riesgo.<\/p>\n<\/section>\n\n<!-- ===================== CTA 1 ===================== -->\n<div class=\"hfx-art-cta duo\">\n  <div>\n    <h4>Mira los costes nocturnos antes de arriesgar dinero real<\/h4>\n    <p>Una cuenta demo gratuita funciona con precios reales y dinero virtual. Puedes mantener una posici&oacute;n durante el rollover y ver c&oacute;mo aparece el swap, sin arriesgar&nbsp;nada.<\/p>\n    <div class=\"hfx-art-cta-inline\">\n      <a class=\"hfx-art-btn\" href=\"https:\/\/portal.herofx.co\/auth\/register\" target=\"_blank\" rel=\"noopener noreferrer\">Abrir una demo gratis<\/a>\n    <\/div>\n    <div class=\"hfx-art-cta-note\">Sin dep&oacute;sito &middot; Sin l&iacute;mite de tiempo<\/div>\n  <\/div>\n  <div class=\"hfx-demo\" aria-hidden=\"true\">\n    <div class=\"hfx-demo-top\"><span class=\"hfx-demo-pill\">Demo<\/span><span class=\"hfx-demo-live\"><i><\/i>Precios reales<\/span><\/div>\n    <div class=\"hfx-demo-row\"><span>Saldo<\/span><b>Dinero virtual<\/b><\/div>\n    <div class=\"hfx-demo-row\"><span>Tu dinero en riesgo<\/span><b class=\"cero\">Ninguno<\/b><\/div>\n    <svg viewBox=\"0 0 200 40\" preserveAspectRatio=\"none\"><path d=\"M0 32 L20 28 L36 30 L54 22 L70 25 L90 16 L108 19 L128 11 L146 14 L166 7 L184 9 L200 3\" fill=\"none\" stroke=\"#42E5FE\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" vector-effect=\"non-scaling-stroke\"\/><\/svg>\n  <\/div>\n<\/div>\n\n<!-- ===================== 05 ===================== -->\n<section class=\"hfx-art-ch\" id=\"swap-free\">\n  <div class=\"hfx-art-kicker\">05 &middot; Sin swap<\/div>\n  <h2>&iquest;C&oacute;mo funciona una cuenta sin swap?<\/h2>\n  <p>Una <strong>cuenta sin swap<\/strong> es una cuenta de trading en la que las posiciones que pasan el rollover no reciben cargos ni abonos de swap basados en intereses. Se suele llamar <strong>cuenta isl&aacute;mica de forex<\/strong>, porque se cre&oacute; para traders que siguen los principios de las finanzas&nbsp;isl&aacute;micas.<\/p>\n  <p>Esos principios proh&iacute;ben la <em>riba<\/em>, que suele traducirse como inter&eacute;s. Como el swap est&aacute;ndar se calcula a partir de tipos de inter&eacute;s, muchos traders musulmanes buscan cuentas en las que mantener una posici&oacute;n de un d&iacute;a para otro no genere intereses. Entre los estudiosos del islam hay opiniones distintas sobre varios aspectos del trading de divisas; este art&iacute;culo no toma postura, y quien busca orientaci&oacute;n suele consultar a un asesor de su&nbsp;confianza.<\/p>\n\n  <h3>Qu&eacute; suele sustituir al swap<\/h3>\n  <p>Mantener una posici&oacute;n abierta por la noche sigue teniendo un coste para el broker, as&iacute; que &laquo;sin swap&raquo; rara vez significa &laquo;sin coste nocturno&raquo;. Seg&uacute;n el broker, se aplica una o varias de estas&nbsp;f&oacute;rmulas:<\/p>\n  <ul class=\"hfx-art-list\">\n    <li><strong>Una comisi&oacute;n administrativa fija<\/strong> &mdash; una cantidad fija por lote o por instrumento cada noche, sin relaci&oacute;n con los tipos de&nbsp;inter&eacute;s.<\/li>\n    <li><strong>Spreads m&aacute;s amplios o una comisi&oacute;n m&aacute;s alta<\/strong> &mdash; el coste pasa al precio de abrir y cerrar la&nbsp;operaci&oacute;n.<\/li>\n    <li><strong>Un periodo limitado sin swap<\/strong> &mdash; sin coste nocturno durante unos d&iacute;as y con una comisi&oacute;n a partir de&nbsp;entonces.<\/li>\n  <\/ul>\n  <p>La comparaci&oacute;n justa no es &laquo;swap o sin swap&raquo;, sino <strong>el swap frente a lo que lo sustituye<\/strong>, durante el tiempo que se suele mantener una&nbsp;operaci&oacute;n.<\/p>\n<\/section>\n\n<!-- ===================== 06 ===================== -->\n<section class=\"hfx-art-ch\" id=\"islamic-account\">\n  <div class=\"hfx-art-kicker\">06 &middot; HeroFX<\/div>\n  <h2>C&oacute;mo funciona la cuenta Isl&aacute;mica de HeroFX<\/h2>\n  <p>En HeroFX, la opci&oacute;n sin swap es la <a href=\"\/es\/cuenta-islamica\/\">cuenta Isl&aacute;mica<\/a>. Las posiciones que pasan el rollover diario <strong>no generan cargos ni abonos de swap basados en intereses<\/strong>. En su lugar, se aplica una comisi&oacute;n administrativa fija, establecida por instrumento, cuando una posici&oacute;n se mantiene despu&eacute;s del&nbsp;rollover.<\/p>\n  <p>Es una comisi&oacute;n fija que se comunica por adelantado: no se calcula a partir de diferenciales de tipos de inter&eacute;s y no se capitaliza. <strong>La comisi&oacute;n exacta de cada instrumento aparece en el portal antes de abrir una posici&oacute;n<\/strong>.<\/p>\n\n  <div class=\"hfx-art-tblwrap\"><table class=\"hfx-art-tbl hfx-cards hfx-cards-stack\">\n    <tr class=\"hfx-hdr\"><th>Coste nocturno<\/th><th>Swap est&aacute;ndar<\/th><th>Cuenta Isl&aacute;mica de HeroFX<\/th><\/tr>\n    <tr><td>Qu&eacute; lo determina<\/td><td data-label=\"Swap est&#225;ndar\">Diferencial de tipos m&aacute;s el recargo del broker<\/td><td data-label=\"Cuenta Isl&#225;mica de HeroFX\"><em>Comisi&oacute;n administrativa fija<\/em> por instrumento<\/td><\/tr>\n    <tr><td>&iquest;Puede ser un abono?<\/td><td data-label=\"Swap est&#225;ndar\">S&iacute;, si el diferencial te favorece<\/td><td data-label=\"Cuenta Isl&#225;mica de HeroFX\">Sin abonos ni cargos de swap<\/td><\/tr>\n    <tr><td>Cambia con los tipos de inter&eacute;s<\/td><td data-label=\"Swap est&#225;ndar\">S&iacute;<\/td><td data-label=\"Cuenta Isl&#225;mica de HeroFX\">No<\/td><\/tr>\n    <tr><td>Cu&aacute;ndo se aplica<\/td><td data-label=\"Swap est&#225;ndar\">En el rollover diario<\/td><td data-label=\"Cuenta Isl&#225;mica de HeroFX\">En el rollover diario, como comisi&oacute;n fija<\/td><\/tr>\n    <tr><td>D&oacute;nde se consulta<\/td><td data-label=\"Swap est&#225;ndar\">Especificaciones del contrato<\/td><td data-label=\"Cuenta Isl&#225;mica de HeroFX\">En el portal, antes de operar<\/td><\/tr>\n    <tr><td>Spread y comisi&oacute;n<\/td><td data-label=\"Swap est&#225;ndar\">Seg&uacute;n la cuenta<\/td><td data-label=\"Cuenta Isl&#225;mica de HeroFX\">Igual que en la cuenta Raw Spread<\/td><\/tr>\n  <\/table><\/div>\n\n  <p>Todo lo dem&aacute;s coincide con la <a href=\"\/es\/cuenta-raw-spread\/\">cuenta Raw Spread<\/a>: la misma ejecuci&oacute;n, los mismos instrumentos y precios, con spreads desde &minus;0,4 pips y una comisi&oacute;n por lote aparte. Est&aacute; disponible tanto en <a href=\"\/es\/tradelocker\/\">TradeLocker<\/a> como en <a href=\"\/es\/herofx-mt5\/\">MetaTrader 5<\/a>, y un mismo acceso puede tener hasta dos cuentas Isl&aacute;micas&nbsp;reales.<\/p>\n  <p>Las pruebas en demo se hacen en la demo Raw Spread; solo el tratamiento sin swap es exclusivo de la cuenta real. Las dem&aacute;s opciones se comparan en <a href=\"\/es\/tipos-de-cuenta\/\">tipos de cuenta<\/a>, y en nuestras <a href=\"\/es\/herofx-opiniones\/\">opiniones sobre HeroFX<\/a> repasamos el broker en su&nbsp;conjunto.<\/p>\n<\/section>\n\n<!-- ===================== 07 ===================== -->\n<section class=\"hfx-art-ch\" id=\"manage\">\n  <div class=\"hfx-art-kicker\">07 &middot; En la pr&aacute;ctica<\/div>\n  <h2>C&oacute;mo gestionan los traders los costes nocturnos<\/h2>\n  <p>El swap rara vez decide si una operaci&oacute;n es buena, pero cambia sin hacer ruido el resultado de las que duran d&iacute;as o semanas. Estos son los h&aacute;bitos que suelen adoptar los traders para&nbsp;gestionarlo:<\/p>\n  <ul class=\"hfx-art-list hfx-rules\">\n    <li><strong>Revisar el swap antes de mantener una posici&oacute;n abierta<\/strong> &mdash; los valores largo y corto cambian mucho de un par a&nbsp;otro.<\/li>\n    <li><strong>Contar noches, no d&iacute;as<\/strong> &mdash; una operaci&oacute;n de lunes a viernes pasa por el mi&eacute;rcoles, as&iacute; que paga seis noches, no&nbsp;cuatro.<\/li>\n    <li><strong>Cerrar las operaciones intrad&iacute;a antes del rollover<\/strong> &mdash; as&iacute; se evitan el swap y los spreads m&aacute;s amplios de esa&nbsp;franja.<\/li>\n    <li><strong>Ver el swap positivo como un extra, no como una estrategia<\/strong> &mdash; un carry trade cobra el diferencial, pero un peque&ntilde;o movimiento del tipo de cambio puede borrar semanas de&nbsp;abonos.<\/li>\n    <li><strong>Comparar lo comparable<\/strong> &mdash; en una cuenta sin swap, la comisi&oacute;n nocturna entra en el mismo&nbsp;c&aacute;lculo.<\/li>\n  <\/ul>\n  <p>El swap es uno de los tres costes de una operaci&oacute;n que se mantiene, junto al spread y la posible comisi&oacute;n. Para repasar pares, pips y lotes, consulta nuestra gu&iacute;a sobre <a href=\"\/es\/que-es-forex\/\">qu&eacute; es el trading de forex<\/a>.<\/p>\n<\/section>\n\n<!-- ===================== CTA 2 ===================== -->\n<div class=\"hfx-art-cta\">\n  <h4>Opera sin swap con precios raw<\/h4>\n  <p>La cuenta Isl&aacute;mica de HeroFX mantiene los precios y la ejecuci&oacute;n de la cuenta Raw Spread, sin swap basado en intereses. La comisi&oacute;n nocturna de cada instrumento aparece en el portal antes de&nbsp;operar.<\/p>\n  <div class=\"hfx-art-cta-inline\">\n    <a class=\"hfx-art-btn\" href=\"https:\/\/portal.herofx.co\/auth\/register\" target=\"_blank\" rel=\"noopener noreferrer\">Crear tu cuenta<\/a>\n    <a class=\"hfx-art-textlink\" href=\"\/es\/cuenta-islamica\/\">Ver la cuenta Isl&aacute;mica &rarr;<\/a>\n  <\/div>\n  <div class=\"hfx-art-cta-note\">Spreads desde &minus;0,4 pips m&aacute;s una comisi&oacute;n por lote &middot; TradeLocker y MetaTrader 5<\/div>\n<\/div>\n\n<!-- ===================== TAKEAWAYS ===================== -->\n<div class=\"hfx-art-take\">\n  <h3>Lo m&aacute;s importante<\/h3>\n  <ul>\n    <li>El swap se aplica a las posiciones abiertas en el rollover diario, normalmente a las 17:00 hora de Nueva York.<\/li>\n    <li>Es el diferencial de tipos m&aacute;s el recargo del broker, as&iacute; que puede ser un abono o un cargo, y a menudo es negativo en los dos lados.<\/li>\n    <li>En los pares de divisas, el swap triple suele caer en mi&eacute;rcoles para cubrir el fin de semana; en otros instrumentos puede cambiar el d&iacute;a.<\/li>\n    <li>Swap = lotes &times; swap en pips &times; valor del pip &times; noches. Se acumula en las operaciones que duran semanas.<\/li>\n    <li>Las cuentas sin swap lo sustituyen por otro coste nocturno; en HeroFX, una comisi&oacute;n fija por instrumento que ves antes de operar.<\/li>\n  <\/ul>\n<\/div>\n\n<!-- ===================== FAQ ===================== -->\n<section class=\"hfx-art-ch hfx-art-faq\" id=\"faq\">\n  <div class=\"hfx-art-kicker\">08 &middot; Preguntas<\/div>\n  <h2>Preguntas frecuentes sobre el swap y las cuentas sin swap<\/h2>\n  <details><summary>&iquest;A qu&eacute; hora se cobra el swap en forex?<\/summary>\n    <p>En el rollover diario, que en forex suele ser a las 17:00 hora de Nueva York: las 21:00 UTC mientras Nueva York est&aacute; en horario de verano y las 22:00 UTC el resto del a&ntilde;o. Solo se ven afectadas las posiciones que siguen abiertas en ese momento, sin importar cu&aacute;ndo se&nbsp;abrieron.<\/p><\/details>\n  <details><summary>&iquest;Por qu&eacute; el swap es triple el mi&eacute;rcoles?<\/summary>\n    <p>El forex al contado se liquida dos d&iacute;as h&aacute;biles despu&eacute;s de la operaci&oacute;n. Renovar una posici&oacute;n el mi&eacute;rcoles traslada su liquidaci&oacute;n del viernes al lunes, saltando el fin de semana, as&iacute; que ese rollover lleva tres d&iacute;as de intereses. No se cobra nada extra por el s&aacute;bado ni por el domingo. Otros instrumentos pueden usar otro d&iacute;a, a veces el&nbsp;viernes.<\/p><\/details>\n  <details><summary>&iquest;El swap puede ser positivo?<\/summary>\n    <p>S&iacute;. Si la divisa que tienes paga un tipo de inter&eacute;s m&aacute;s alto que la que pides prestada y el diferencial supera el recargo del broker, la posici&oacute;n recibe un peque&ntilde;o abono cada noche. Cuando los tipos son parecidos, el recargo suele dejar negativas las dos&nbsp;direcciones.<\/p><\/details>\n  <details><summary>&iquest;Los day traders pagan swap?<\/summary>\n    <p>No, si cierran todas las posiciones antes del rollover diario. El swap solo se aplica a las posiciones abiertas en ese momento, as&iacute; que una operaci&oacute;n abierta a las 09:00 y cerrada a las 16:00 del mismo d&iacute;a no tiene swap. Si se queda abierta despu&eacute;s del rollover, paga o cobra una noche, o tres un&nbsp;mi&eacute;rcoles.<\/p><\/details>\n  <details><summary>&iquest;C&oacute;mo evitar pagar swap?<\/summary>\n    <p>Los traders lo evitan de tres formas: cerrando las posiciones antes del rollover, manteniendo el lado del par con swap positivo o usando una cuenta sin swap. Ninguna sale gratis. El swap positivo conlleva riesgo de tipo de cambio, y las cuentas sin swap suelen sustituirlo por otro coste nocturno, como una comisi&oacute;n administrativa&nbsp;fija.<\/p><\/details>\n  <details><summary>&iquest;Una cuenta sin swap es lo mismo que una cuenta isl&aacute;mica?<\/summary>\n    <p>En la pr&aacute;ctica, s&iacute;: los brokers usan los dos nombres para una cuenta en la que las posiciones que pasan el rollover no generan swap basado en intereses. &laquo;Isl&aacute;mica&raquo; se refiere a los traders para los que se cre&oacute;; &laquo;sin swap&raquo; describe c&oacute;mo funciona. Los brokers suelen aplicar otro coste nocturno en su lugar, y si un producto encaja con las creencias de cada persona es una cuesti&oacute;n para su propio asesor&nbsp;religioso.<\/p><\/details>\n  <details><summary>&iquest;Una cuenta sin swap no tiene costes nocturnos?<\/summary>\n    <p>Normalmente s&iacute; tiene uno, fijado de otra manera. La cuenta Isl&aacute;mica de HeroFX sustituye el swap por una comisi&oacute;n administrativa fija por instrumento, que se aplica cuando una posici&oacute;n se mantiene despu&eacute;s del rollover diario. No se basa en tipos de inter&eacute;s, no se capitaliza y la comisi&oacute;n exacta aparece en el portal antes de abrir la&nbsp;posici&oacute;n.<\/p><\/details>\n<\/section>\n\n<!-- ===================== RELATED ===================== -->\n<nav class=\"hfx-art-related\" aria-label=\"Gu&iacute;as relacionadas\">\n  <div class=\"hfx-art-related-label\">Sigue aprendiendo<\/div>\n  <div class=\"hfx-art-related-grid\">\n    <a class=\"hfx-art-relcard\" href=\"\/es\/scalping-day-trading-swing-trading\/\"><span class=\"hfx-art-relcat\">Conceptos de trading<\/span><b>Scalping vs day trading vs swing trading: &#191;qu&#233; estilo encaja contigo?<\/b><span class=\"hfx-art-reldesc\">Duraci&#243;n, costes y horas de pantalla comparados, con un test r&#225;pido de estilo.<\/span><i aria-hidden=\"true\">&rarr;<\/i><\/a>\n    <a class=\"hfx-art-relcard\" href=\"\/es\/raw-spread-vs-cero-comisiones\/\"><span class=\"hfx-art-relcat\">Cuentas y fondos<\/span><b>Raw Spread o Cero Comisiones: &#191;qu&#233; cuenta de forex sale m&#225;s barata?<\/b><span class=\"hfx-art-reldesc\">Calcula el coste real por lote con una calculadora gratuita.<\/span><i aria-hidden=\"true\">&rarr;<\/i><\/a>\n    <a class=\"hfx-art-relcard\" href=\"\/es\/mejor-horario-para-operar-forex\/\"><span class=\"hfx-art-relcat\">Conceptos de trading<\/span><b>Mejor horario para operar forex: gu&#237;a sesi&#243;n a sesi&#243;n<\/b><span class=\"hfx-art-reldesc\">Sesiones, solapes y horas tranquilas, en tu propia zona horaria.<\/span><i aria-hidden=\"true\">&rarr;<\/i><\/a>\n  <\/div>\n<\/nav>\n\n<aside class=\"hfx-art-disc\">\n  <span class=\"hfx-art-disc-ico\" aria-hidden=\"true\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.9\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M12 3l7.5 3v5.1c0 4.4-3 8.4-7.5 9.9-4.5-1.5-7.5-5.5-7.5-9.9V6z\"\/><path d=\"M12 8.7v4.1\"\/><path d=\"M12 16.1h.01\"\/><\/svg><\/span>\n  <div>\n    <b>Contenido educativo<\/b>\n    <p>Este art&iacute;culo explica c&oacute;mo funcionan el swap y las cuentas sin swap. Los valores de swap de los ejemplos son ilustrativos. No es asesoramiento financiero, de inversi&oacute;n ni religioso. Operar con forex y CFD conlleva un alto riesgo de perder&nbsp;dinero.<\/p>\n  <\/div>\n<\/aside>\n\n<\/div><!-- \/body -->\n<\/div><!-- \/col -->\n\n<!-- ===================== SIDEBAR ===================== -->\n<aside class=\"hfx-art-side\" aria-label=\"Navegaci&oacute;n del art&iacute;culo\">\n  <div class=\"hfx-art-sidecard\">\n    <div class=\"hfx-art-sidetitle\">En esta p&aacute;gina<\/div>\n    <nav class=\"hfx-art-toc\">\n      <a href=\"#what-is-swap\"><b>01<\/b> Qu&eacute; es el swap<\/a>\n      <a href=\"#rollover\"><b>02<\/b> Cu&aacute;ndo se cobra<\/a>\n      <a href=\"#triple-swap\"><b>03<\/b> El swap triple del mi&eacute;rcoles<\/a>\n      <a href=\"#calculate\"><b>04<\/b> C&oacute;mo calcularlo<\/a>\n      <a href=\"#swap-free\"><b>05<\/b> C&oacute;mo funcionan las cuentas sin swap<\/a>\n      <a href=\"#islamic-account\"><b>06<\/b> La cuenta Isl&aacute;mica de HeroFX<\/a>\n      <a href=\"#manage\"><b>07<\/b> Gestionar los costes nocturnos<\/a>\n      <a href=\"#faq\"><b>08<\/b> Preguntas frecuentes<\/a>\n    <\/nav>\n  <\/div>\n  <div class=\"hfx-art-sidecard hfx-art-sidecta\">\n    <div class=\"hfx-art-sidetitle\">Practica sin riesgo<\/div>\n    <div class=\"hfx-demo\" aria-hidden=\"true\">\n      <div class=\"hfx-demo-top\"><span class=\"hfx-demo-pill\">Demo<\/span><span class=\"hfx-demo-live\"><i><\/i>Precios reales<\/span><\/div>\n      <div class=\"hfx-demo-row\"><span>Saldo<\/span><b>Dinero virtual<\/b><\/div>\n      <div class=\"hfx-demo-row\"><span>Tu dinero en riesgo<\/span><b class=\"cero\">Ninguno<\/b><\/div>\n      <svg viewBox=\"0 0 200 40\" preserveAspectRatio=\"none\"><path d=\"M0 32 L20 28 L36 30 L54 22 L70 25 L90 16 L108 19 L128 11 L146 14 L166 7 L184 9 L200 3\" fill=\"none\" stroke=\"#42E5FE\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" vector-effect=\"non-scaling-stroke\"\/><\/svg>\n    <\/div>\n    <p>Prueba todo lo de esta gu&iacute;a en una demo gratuita con precios reales y dinero virtual.<\/p>\n    <a class=\"hfx-art-btn\" href=\"https:\/\/portal.herofx.co\/auth\/register\" target=\"_blank\" rel=\"noopener noreferrer\">Abrir una demo gratis<\/a>\n  <\/div>\n<\/aside>\n<\/div><!-- \/layout -->\n<\/div><!-- \/wrap -->\n<\/div><!-- \/hfx-art -->\n\n<script>\n(function(){\n  'use strict';\n  var art = document.querySelector('.hfx-art');\n  if (!art) return;\n\n  \/* Table of contents (sidebar and mobile chips): highlight the chapter in view.\n     Progressive enhancement: without IntersectionObserver they stay plain links. *\/\n  if (!('IntersectionObserver' in window)) return;\n  art.classList.add('js');\n  var enlaces = document.querySelectorAll('.hfx-art-toc a[href^=\"#\"]');\n  var mapa = {};\n  enlaces.forEach(function (a) {\n    var id = a.getAttribute('href').slice(1);\n    (mapa[id] = mapa[id] || []).push(a);\n  });\n  var io = new IntersectionObserver(function (entradas) {\n    entradas.forEach(function (e) {\n      if (!e.isIntersecting) return;\n      enlaces.forEach(function (a) { a.classList.remove('act'); });\n      (mapa[e.target.id] || []).forEach(function (a) {\n        a.classList.add('act');\n        var carril = a.closest('.hfx-art-tocmovil nav');\n        if (carril) carril.scrollTo({ left: a.offsetLeft - 24, behavior: matchMedia('(prefers-reduced-motion: reduce)').matches ? 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Costes nocturnos y cuentas sin swap Si mantienes una operaci&oacute;n abierta m&aacute;s all&aacute; del rollover diario, cobra o paga swap. De d&oacute;nde sale esa cifra, por qu&eacute; el mi&eacute;rcoles cuenta triple, c&oacute;mo calcularla y c&oacute;mo funcionan las cuentas sin&nbsp;swap. 11 min de lectura Actualizado en septiembre de 2026 Revisado [&hellip;]<\/p>\n","protected":false},"author":104,"featured_media":16226,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"disabled","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"disabled","site-post-title":"disabled","ast-breadcrumbs-content":"disabled","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[44],"tags":[],"class_list":["post-16525","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-conceptos-trading"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - 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